ABOUT US
INTEGRATOR FOR LARGE PROJECTS AND SYNDICATED FINANCING
At FinanciaruM BNK, we rely on a team of professionals with extensive experience in capital markets, offering our clients customized financial solutions for raising capital and accessing syndicated financing. We have long-standing and well-established relationships in multiple financial sectors, allowing us to access diverse resources for each project.
MAIN SERVICES
1. Access to diverse capital and multiple financing sources
We offer diversified solutions for company financing, providing access to a wide range of sources, including:
Private equity: direct investments in established companies;
Venture capital: support for innovative start-ups;
Annuity funds: stable, long-term investments;
Debt lenders: financing solutions through loans.
This ensures that each client has access to the type of financing that best fits their needs and strategy.
2. Customized financial solutions for companies in Romania and the EU
In partnership with trusted financial entities, FinanciaruM BNK develops solutions specifically tailored to the needs of companies in Romania and the European Union. These solutions support competitiveness and regional economic growth, contributing to a dynamic and efficient business environment.
3. Specialized financial consultancy
In addition to providing access to financing, we offer our clients specialized financial consultancy, helping them identify business opportunities and develop solid financing strategies. We assist each client throughout the decision-making process, ensuring that the proposed solutions are sustainable and efficient in the long term.
ADVANTAGES OF WORKING WITH US
1. Flexibility and creativity in financing solutions
Our team stands out for its flexibility and ability to create innovative financial solutions, tailored to the unique circumstances of each client. We are dedicated to finding the most suitable financing methods for your projects, offering efficient and personalized solutions.
2. Holistic approach and thorough evaluation
We focus not only on the financial standing of our clients but also on the creditworthiness of their business partners. This comprehensive approach allows us to propose well-founded solutions, based on a deep understanding of the context and objectives of each project.
3. Sustainable and long-term results
FinanciaruM BNK is committed to providing financial solutions that contribute to achieving sustainable results. We dedicate ourselves to optimizing companies’ financial resources, ensuring they achieve long-term outcomes through the implementation of the best financial practices.
FINANCIAL SUPPORT AND STAGED DEVELOPMENT
We understand the uniqueness of each business and offer personalized solutions to meet specific needs. We provide financial support, specialized consultancy, and structured development plans, helping to improve performance and ensure long-term success for each client.
This is one of the things
we do best
FinanciaruM BNK offers consulting services for obtaining financial instruments relevant to all types of businesses. These instruments can assist in covering trading risks (protecting against payment delays from your clients and ensuring your own payments, both in Romania and abroad). Our experience and expertise in structuring financial instruments, combined with a deep understanding of the market, enable us to provide customized solutions for your business.
Our team, FinanciaruM BNK, focuses on and supports the enhancement of strategic efficiency by improving performance. Our consultants help companies enhance their performance, grow by solving problems, and discover new ways to trade.
MANAGEMENT AND ADMINISTRATION
What We Offer:
1. Operational Management
o We ensure efficient management of daily operations, optimizing processes to increase productivity and reduce costs.
2. Strategic Planning
o We collaborate with you to develop and implement sustainable growth strategies tailored to the market and your business objectives.
3. Financial Consulting
o We provide support in financial management, including budgeting, cost control, and cash flow optimization to ensure financial stability.
4. Human Resources and Organizational Development
o We manage all aspects related to human resources, from recruitment and selection to talent development and retention, ensuring you have the right team for success.
5. Legal Administration and Compliance
o We ensure compliance with all legal regulations and provide legal support to minimize risks and protect your company’s interests.
6. Marketing and Business Development
o We create and implement effective marketing strategies to increase your visibility, attract new clients, and support the growth of your business.
7. Technology and Digital Transformation
o We offer customized IT solutions and support for implementing technologies that optimize your processes and enhance your competitiveness.
Why Choose Us?
• Diverse Expertise: Our team of specialists has extensive experience in various fields, providing you with top-tier knowledge and solutions.
• Customized Solutions: We tailor our services to the specific needs of your business, delivering personalized solutions that add real value.
• Proactive Approach: We are actively involved in all aspects of your business management and administration, anticipating challenges and finding solutions before they become issues.
• Proven Results: We have helped numerous companies improve their performance and achieve new levels of success through our integrated services.
We Offer Sustainable Results
FinanciaruM BNK stands out through quality services based on our extensive expertise in the financial-banking field. We are dedicated to developing a healthy business environment, attracting investments, and supporting business growth in Romania and internationally.
To become industry leaders, we focus on the needs of the private business sector. Through our partners, we offer products with customizable rates and adaptable repayment plans. We differentiate ourselves through a diversified portfolio of personalized services, enabling our clients to choose the optimal solutions for their business strategies.
We also offer customized investment packages designed to create maximum value and withstand market fluctuations.
Available Services:
– Real Estate Loans
– Microfinancing
– Commercial Transaction Financing
– Factoring
– Discounting
– Forfaiting –
Financial Leasing
– Financing Commitments
– Guarantee Commitments
Our clients can always access our services for external consulting and specialized expertise, provided by our team of professionals.
Note;
We are not a FINANCIAL INSTITUTION or a BANK!
Things Go Better With Us
Marketing Management Consulting
We are FinanciaruM BNK, a firm with a collaborative culture that values diverse ideas and adapts them to meet our clients’ needs, providing entirely original solutions. Through research and a team of top professionals who understand the modern market, we have developed a personalized and dynamic approach. Our primary goal is to bridge the gap between client and consumer through an intelligent and customized marketing plan.
We focus on marketing management consulting, and what we do is unique for two key reasons: we practice “Intelligent Empathy” and are deeply involved strategic marketing consultants with a keen understanding of brands and their daily challenges. Our consultants, with extensive marketing experience and previous leadership positions in agencies, bring valuable practical knowledge. We have the ability to transform recommendations into reality, possessing the necessary resources to implement and manage the required changes. Thus, we offer more than unique services; we view marketing management consulting as a complex ecosystem requiring a holistic and integrated approach.
FINANCING METHODS
Factoring and Discounting
Factoring is a service package that supports the growth of small and medium-sized enterprises (SMEs) and improves the cash flow of large companies in correlation with their sales. It facilitates the collection of receivables and provides financing based on receivables resulting from commercial contracts.
Discounting is the operation through which we purchase receivables from a legal entity at their net value, charging interest and a commission for the transfer of the receivable. As a result of this transaction, we become the beneficiary of the payment instrument, and the legal entity receives the nominal value of the debit instrument more quickly.
WHY SHOULD YOU CHOOSE US?
LOANS
With numerous financial products on the market, selecting the ones that best suit an individual client’s needs can be complex. Informed decisions about products in any portfolio are best made after evaluating individual needs.
• Highly Specialized Professional Advice: Our experts provide tailored guidance to help you make the best financial choices.
• Competitiveness in Creating Advantageous Financial Solutions: We offer competitive financial solutions that provide the best value.
• Customized Solutions for Individual Needs: We tailor our products to meet the specific requirements of each client.
• Clear Information Regarding Current Legislation: We ensure you have a thorough understanding of the relevant legal framework.
• Precision in Service Provided: Our services are accurate and reliable.
• Rapid Execution Through an Accessible and Efficient Service: We deliver fast, efficient services that are easy to access and understand.
Non-Banking Financial Institution (NBFI) Establishment Services
Establishing a Non-Banking Financial Institution (NBFI) involves a complex and rigorous process. To simplify this process and ensure compliance with all legal regulations, we offer comprehensive consulting and assistance services.
GET STARTED NOWBenefits:
• Professional Consultancy: Our experts are available to provide advice and support throughout the entire process.
• Time Savings: We manage the entire establishment process, saving you time and resources.
• Legal Compliance: We ensure adherence to all legal regulations and compliance requirements.
• Personalized Services: We tailor our services to meet the specific needs of your NBFI.
Services Offered:
1. Complete Documentation for NBFI Establishment:
o We ensure the preparation and verification of all necessary documents for establishing a Non-Banking Financial Institution (NBFI) in accordance with legal requirements.
2. Preparation of RECOM File (Trade Register):
o We draft and manage the necessary documentation for registering the NBFI with the Trade Register, including the constitutive acts, applications, and required declarations.
3. Documentation for Opening Social Capital Account:
o We prepare the necessary documentation for opening a social capital account at your chosen bank, ensuring compliance with all banking requirements.
4. Preparation of BNR (National Bank of Romania) Approval File:
o We assist in the preparation and submission of the approval file to BNR, including all necessary documents to obtain the operating license.
5. Preparation of Operating Norms and Procedures:
o We draft customized operating norms and procedures for your NBFI, ensuring compliance with all legal regulations and requirements.
6. Preparation of Contracts and Documents for Loan Issuance:
o We draft the contracts and necessary documents for issuing loans, credit lines, factoring/discounting for individuals and legal entities, tailored to the products offered by the NBFI.
7. Employee Training and Workflow Optimization:
o We offer consultancy for training and preparing employees, as well as optimizing workflows to ensure operational efficiency and compliance with internal regulations.
BRANDING
Branding is the process of creating and managing a brand’s identity, with the aim of building a distinctive and recognized image in the minds of consumers. It includes all activities and strategies used to define and communicate the values, personality, and differences of a brand compared to its competitors. Branding encompasses several aspects, such as:
1. Visual Identity:
o Includes the logo, colors, typography, packaging design, and other visual elements that make the brand recognizable and distinctive.
2. Message and Communication:
o Refers to slogans, tone of voice, brand story, and all messages conveyed through advertising, the website, social media, and other communication channels.
3. Customer Experience:
o Encompasses all consumer interactions with the brand, from product and service quality to the shopping experience and customer service.
4. Public Perception:
o Represents how consumers perceive and feel about the brand, influenced by all the aforementioned aspects.
The goal of branding is to create a strong emotional connection with consumers, build loyalty, and differentiate the brand in the market, which can lead to increased value and long-term success.
Transform Your Business into a Successful Brand with Our Comprehensive Branding Services
Discover the Power of a Well-Defined Brand
1. Brand Analysis and Strategy:
o We deeply understand your business, competition, and target audience to develop a customized branding strategy that reflects your values and objectives.
2. Visual Identity Development:
o We create memorable logos, distinctive color palettes, typography, and other visual elements that define and differentiate your brand in the minds of consumers.
3. Packaging and Marketing Materials Design:
o We design attractive packaging and marketing materials (brochures, flyers, catalogs) that convey your brand message and enhance the customer experience.
4. Website Development and Digital Experience:
o We build optimized, easy-to-navigate, and mobile-friendly websites that reflect your brand identity and offer a remarkable digital experience.
5. Communication and Marketing Strategies:
o We create effective marketing and communication campaigns that deliver your brand message across various channels, including social media, email marketing, and online advertising.
6. Continuous Consulting and Support:
o We stand by you at every stage of the branding process, offering consulting and support to ensure the consistency and effectiveness of all your branding initiatives.
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Why choose us?
Contact us today to find out how we can work together to transform your business into a success story!”